The terms, conditions and notices that govern access to and use of this website and the information made available through it.
No. 52 Operations owns and operates this website (the Website). Your access to and use of the Website, together with any information, products and services made available through it (collectively, the Services), is subject to the terms, conditions and notices set out below (Terms of Use).
By using the Services you agree to be bound by these Terms of Use, as we may update them from time to time. Please review this page periodically so that you are aware of any changes we have made.
We may amend these Terms of Use at any time. Amendments take effect as soon as they are published on the Website. If you continue to use the Website after an amendment is published, you accept the Terms of Use as amended.
Access to the Website is permitted on a temporary basis and we may withdraw, suspend or change the Services without notice. We are not liable if the Website is unavailable at any time or for any period, and we may restrict access to parts of the Website, or to all of it, at our discretion.
The Website may contain links to sites we do not operate (Linked Sites). We have no control over Linked Sites and accept no responsibility for their content, or for any loss or damage arising from your use of them. Your use of a Linked Site is governed by that site's own terms of use.
Our Privacy Policy explains how we handle personal information and forms part of these Terms of Use. By using the Website you consent to the handling of information described in that policy, and you warrant that any information you give us is accurate.
You must not misuse the Website. In particular, you must not:
Conduct of this kind may constitute a criminal offence. Where it does, we will report it to the relevant law enforcement authorities and may disclose your identity to them.
We are not liable for any loss or damage caused by a denial-of-service attack, virus or other harmful material that infects your equipment, software, data or other material as a result of your use of the Website, your downloading of anything posted on it, or your use of any Linked Site.
Intellectual property rights in all software and content made available on or through the Website — including text, photographs and images — remain the property of No. 52 Operations or its licensors and are protected by copyright laws and treaties worldwide. All such rights are reserved.
You may store, print and display the content for your own personal use. You must not publish, adapt, distribute or otherwise reproduce any of that content in any format, and you must not use it in connection with any business or commercial enterprise, without our prior written consent.
Subject to any consumer guarantees and other consumer protections under the Australian Consumer Law that cannot be excluded, the material on the Website is provided without guarantees, conditions or warranties as to its accuracy, completeness or currency.
To the fullest extent permitted by law, we exclude all warranties and other terms that might otherwise be implied by statute, common law or equity, and we are not liable for any loss or damage of any kind — including direct, indirect, special, consequential, punitive or incidental loss, loss of use, profits or data, damage to goodwill or reputation, or the cost of substitute goods or services — arising out of or in connection with the use of, inability to use, or performance or failure of the Website or any Linked Site, whether or not that loss was foreseeable and whether it arises in contract, tort, equity, restitution, by statute or otherwise.
The Website may contain forward-looking statements. Words such as "believe", "expect", "anticipate", "intend", "aim" or "will" are intended to identify statements of that kind. Forward-looking statements are subject to risks and uncertainties, speak only as at the date they are made, and neither we nor any contributor of information is obliged to update or revise them.
Any commentary on outcomes or performance is an indication of past performance only. Past performance is not indicative of future results, and no representation is made that any engagement or investment will achieve comparable outcomes or that losses will be avoided.
Information on the Website is general in nature. It is provided for information purposes only, does not take account of your objectives, financial situation or needs, and is not an offer, recommendation or solicitation to acquire or dispose of any financial product or to enter into any transaction.
Nothing on the Website constitutes financial product advice, legal, tax or accounting advice. You are solely responsible for assessing the merits and risks of anything discussed on the Website, and you should obtain your own professional advice before acting. Any decision you make after using the Website is made entirely at your own discretion, on the basis that the Website is only one of a number of sources you may choose to consider.
Where projections, market outlooks or estimates appear on the Website, they rest on assumptions that may not eventuate and events not taken into account may materially affect outcomes. Terms described on the Website may change, and any transaction we advise on will be documented separately; you should rely on that documentation rather than on statements made here.
Where information is provided to you in confidence, it remains strictly confidential and is intended only for the person who accepted the relevant confidentiality or non-disclosure terms.
Nothing in these Terms of Use limits liability for death or personal injury arising from negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.
You may link to our home page provided you do so in a way that is fair and lawful, does not damage our reputation and does not take unfair advantage of it. You must not create a link that suggests any association, approval or endorsement by us where none exists, or establish a link from a website you do not own. The Website must not be framed on any other site, and you must not link to any page other than the home page. We may withdraw linking permission at any time without notice.
Unless expressly stated otherwise, all persons (including their names and images), third-party trade marks, content, services and locations featured on the Website are in no way associated, linked or affiliated with No. 52 Operations, and you should not rely on the existence of any such connection. Trade marks and names appearing on the Website belong to their respective owners and, where referred to, are used solely to describe or identify products and services — not to assert endorsement by, or any connection with, us.
You agree to indemnify and hold harmless No. 52 Operations and its directors, officers, employees, consultants, agents and affiliates against all third-party claims, liabilities, damages and costs (including legal costs) arising from your use of the Website or your breach of these Terms of Use.
We may, at our absolute discretion and without notice, amend, remove or vary the Services or any page of the Website.
If any part of these Terms of Use is unenforceable — including any provision limiting our liability to you — the enforceability of the remaining provisions is not affected and they continue in full force and effect. Where a clause or part of a clause can be severed so that the remainder is valid, it is to be read accordingly; otherwise the clause is to be read in the way that most closely reflects its original meaning as far as the law permits.
We maintain a complaints handling process and aim to resolve concerns as soon as they arise. If you have a complaint or comment about the Website, please contact us at info@n52o.com or write to us at Suite 905, 140 Bourke Street, Melbourne VIC 3000, Australia.
See also our Privacy Policy.
Last updated August 2026